Did you know that some homeowner’s insurance does not cover flooding? Flooding is a leading cause of damage to homes and it is not covered by traditional homeowner’s insurance. If you want or need flood coverage, you more than likely need to pay for it separately.
Besides carrying homeowner’s insurance to protect your wallet from flood damages, there are numerous things that you can do to help protect your home from flooding.
One of the first things that you should consider doing, especially if you live in a high-risk flood area, is to put together an emergency kit that is ready to grab and go in the event of a flood. Additionally, you will want to have an evacuation plan for you and your family.
Your emergency kit should include:
· Extra clothing for you and your family
· Insurance policy numbers as well as contact information for your adjuster
· Enough cash to get you through a few days
You will also want to have an evacuation plan mapped out in the case of emergency. Plan on where you will go, who you will stay with, etc.
How to Minimize Damage from Flooding
Sometimes, no matter how prepared your home is, flooding is imminent. Luckily, there are some things that you can do to help minimize the damage.
Be sure that your gutters and drains are clear to allow water to run freely through them
Utilize sand bags to block any gaps that could lead to flooding
If flood water rises enough where it is close to reaching your electric panel, shut it off to prevent electrical damage
Open up windows and door (if it is not raining) to allow air to circulate through your home and dry things out
Make sure your sump pump is turned on and in good running condition
Take photos and videos of any flooding in your home to show to your insurance adjuster, assuming you have flood insurance coverage.
Steamatic works with most insurance companies to handle home restoration due to flooding or water damage.
We service clients throughout the state of Arkansas including: Pulaski County, Saline County, Garland County, Faulkner County, Lonoke County, Conway County, Pope County, Prairie County, Cleburne County, White County, Van Buren County, Yell County, Montgomery County, Hot Spring County, Hempstead County, Pike County, Clark County, Grant County, Perry County and our main offices are located in Little Rock and Hot Springs. For larger jobs we will service all of Arkansas.